Part 3
In 1909, I again tried working for a Stock Exchange house and struggled along for about three years on a commission basis, trying to get outside security business; but either because I was not equipped by nature to handle this type of business, or because of the depressed conditions generally prevailing in Wall Street during this period, I was not successful, and these years were starvation years with us.
After having to go without the bare necessities of life, I recall a very dark gloomy time during this period. One Christmas I found myself entirely without funds. This was, I believe, Christmas 1910. Downtown they were celebrating the holiday the day before and there was, as there always is at this season of the year, considerable gaiety prevailing, everyone looking happy, and in the cafes there were crowds of brokers toasting each other's health and singing out "Best wishes for a Merry Christmas and a Happy New Year." I stood outside of the Hoffman House cafe, which at this time was located under the Consolidated Stock Exchange on the corner of Exchange Place and New Street. It was snowing and cold, a band was playing upstairs on the floor of the Exchange the Gypsy Love Song. People were hurrying past me with bundles and packages on the way home with gifts for the family. I was cold, heartsick and discouraged, and as far as I could see the future held out very little hope for me to make good at my age, forty, and I felt I was only a drag and a handicap to my sweet, brave wife who had so patiently struggled to help me by exercising the strictest economy and going without things she should have had, sacrificing everything for me. And here I was unable to take her home the simplest Christmas present, and I was ashamed to go home and have to tell her I had no money for our board and none for her. The prospect I faced was a notice from the landlady to vacate our room. Where could we go? I had managed to keep up my life insurance, and I knew if I passed out of the picture my wife would have enough money to live on in a simple way. I was torn between my desire not to desert her in her time of need, and a feeling that I ought to jump off the dock and let her have my insurance. Shall I ever be able to forget that incident, the band sweetly playing "My Little Gypsy Sweetheart," the laughter issuing from the cafe, the cold snow, and my hopeless condition!
A voice roused me from my reverie saying, "Well, John D., come in and have a drink." It was Harry Kennedy, a man I met in the broker's house, R.H. Fiero & Co., where I tried to make a few dollars commission. He took me in and bought me a cheering drink, but he did more than that, he saved me from a rash act and gave me some good wholesome advice, saying, "It's always darkest before dawn, and after all it never hurts anyone to go broke if one bears up under it and takes it as a good lesson and corrects the reasons for it." So I went home, on the way writing a little poem to my wife (which Harry later said was worth more than the biggest diamond ring in Tiffany's):
Santa will come to most of the homes,
Bringing his gifts and good cheer.
No Santa will come to us, Sweetheart,
With beautiful gifts this year.
Our Santa in this world's goods is poor,
Has nothing to offer dear wife,
No diamonds, no rubies, no emeralds,
No pearls, but the tears of devotion for life.
For myself I would rather have you, dear heart,
Than the wealth of the world's richest king.
I would rather be sure of your love, sweetheart,
Than anything Santa could bring.
I enclosed this little poem in an envelope and presented it to her Christmas Eve, and when she read it she wept and told me that she would rather have had it for a gift that anything I could have given her. All of which goes to prove that sentiment is not killed by marriage, time, nor adversity. (This was the same Christmas that she received the surprise gift earlier mentioned. JR)
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